Mortgage discharge forms by lender
Each lender has its own form and process. Here is where to start with the ones Tasmanians use most.
Before you start
Lenders change their forms and steps from time to time, so always work from the lender’s own website and not a copy found elsewhere. If you are refinancing through a broker, wait until we tell you to lodge: the timing is tied to the new loan. If you are selling, your conveyancer will tell you when.
Have ready: your loan account numbers, the property address, the reason for discharge, the settlement date if known, and your conveyancer’s or new lender’s details.
The four major banks
- Commonwealth Bank. Start a discharge request online through the CommBank website. NetBank shows an estimated payout figure.
- Westpac. Complete the online home loan release form from Westpac’s discharge page. St.George, Bank of Melbourne and BankSA use their own versions.
- NAB. Complete NAB’s online discharge authority form. All borrowers sign.
- ANZ. Complete ANZ’s discharge request form, available on its website or through a branch.
Lenders common in Tasmania
- MyState Bank. Request a discharge authority through MyState’s website, a branch or its contact centre.
- Bank of us. Contact a branch or the lending team for the discharge form.
- Bendigo Bank. Discharge request form available online or through a branch.
- Suncorp, ING, Macquarie and Bankwest. Each has an online discharge form or request process on its website.
Search the lender’s name plus “discharge authority” on its own site, or call the number on your statement.
After you lodge
The lender confirms receipt, books settlement and issues a payout figure. Move any redraw or offset money you need before settlement day, and update direct debits and salary credits to your new account. How the discharge process works.
Questions people ask
Does it cost anything to lodge the form?
The form is free. The lender charges its discharge fee at settlement, and a government registration fee applies.
General information, last updated November 2026. Scheme figures, lender policies and duty rates change, so confirm them before you rely on them.
Keep reading
Let’s talk about your next move
Twenty minutes on the phone. No documents and no sales pitch.