This website is operated by Modern Lending Pty Ltd (ABN 39 659 116 408), a credit representative (Credit Representative Number 564825) of Outsource Financial Pty Ltd, Australian Credit Licence 384324. By using the site you agree to these terms.
General information only
Everything on this website is general information. It does not take into account your personal objectives, financial situation or needs, and it is not credit, financial, legal or tax advice. Before acting on anything here, consider whether it is appropriate for you and speak with us or another qualified adviser.
Not an offer of credit
Nothing on this site is an offer or approval of credit. All loans are subject to the lender’s credit criteria, terms, conditions, fees and charges. We do not promise that any application will be approved.
Calculators and worksheets
Our calculators give estimates based on the figures you enter and the assumptions stated beside each one. Results are a guide only. They are not a quote, and they do not replace a full assessment by a lender.
Accuracy
We take care to keep the content accurate at the date shown on each page. Lender policies, government schemes, grants and duty rates change. Confirm current figures with the relevant government agency or with us before relying on them.
Links to other sites
We link to government and other third-party websites for your convenience. We do not control them and are not responsible for their content.
Intellectual property
The content, design and branding of this site belong to Modern Lending Pty Ltd or its licensors. You may view and print pages for personal use. You may not copy or republish them without our written permission.
Liability
To the extent the law allows, we are not liable for loss arising from your use of, or reliance on, this website. Nothing in these terms excludes rights you have under the Australian Consumer Law or the National Consumer Credit Protection Act 2009.
Governing law
These terms are governed by the laws of Tasmania, Australia.
Contact
Phone 03 6100 2020 or email hello@modernlending.com.au.
Last updated November 2026.